Motor Vehicle Insurance

Motor Vehicle Insurance

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1) Vehicle Cover

SCOPE OF COVER: Any loss or damage by accidental means, theft, fire, malicious damage to the vehicle and Third Party Liabilities (death, injuries and property damage).

VEHICLES INSURED: Sum Insured Ksh 500,000 and above

MAXIMUM AGE: 15 Years

VALUATION: Free by our panel of valuers. To be done within 30 days from inception and at renewal

LIMITS OF LIABILITY:

• Third Party Persons - Unlimited
• Third Party Property damage Ksh 5,000,000
• Passenger liability: Ksh 3million per person Ksh 20million per event
• Towing Charges - Ksh 50,000
• Authorized Repairs - Ksh 100,000
• Windscreen cover - Ksh 50,000
• Radio Cassette - Ksh 50,000
• Medical Expenses - Ksh 50,000
• Free Riot & Strike, civil commotion Geographical Area - EAST AFRICA (but excluding third party liabilities outside Kenya)

VEHICLE USE: Hire and Reward and the carriage of goods in connection with the insured's business.

DRIVERS: The Insured or any person authorized by the Insured and holding a valid Driving License

PREMIUM RATE: 4.5% inclusive of excess protector

Political Violence/Terrorism : 0.35% of vehicle value Min Ksh 3,500        

Minimum Basic Premium : Ksh 30,000/- per vehicle    

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2) Motorcycle Cover

TYPE OF COVER PERIOD: MOTOR CYCLE

PERIOD:  Annual Per declared risk                  

COVER: Any Loss or damage by accidental means, theft, fire, malicious damage to motor cycle and third party liability (death injuries and property damage.                

USE: Private/Commercial – (Non-fare carrying passengers)        

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LIMITS OF LIABILITY:                                        

• Third party bodily injury – Any series of Event unlimited & Any one Person – Kes. 1,000,000/-                        
• Third party property damage – Kes. 2,000,000/-
• Towing/Recovery limit: Kes. 10,000/-

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Geographical Area Excess: Kenya                                            

DRIVERS: The Insured or any person authorized by the insured and holding a valid Driving License  

Applicable premium Rates                        

Basic Premium rate 3% of Sum Insured – Minimum Ksh 3,500/- (Excluding levies)

Apply now;
https://share.hsforms.com/1_ZH6LHMmT3a3OLxK6nQAhw2y4yv

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